Financing
Financing abroad is a stumbling block for many buyers. Spanish banks assess income, assets and creditworthiness differently than is customary in the Netherlands or Belgium. Full Circle specializes in securing mortgages for Dutch and Belgian buyers in Spain.
What we do
Financing
Financing abroad is a stumbling block for many buyers. Spanish banks assess income, assets, and creditworthiness differently than is customary in the Netherlands or Belgium. Full Circle specializes in securing mortgages for Dutch and Belgian buyers in Spain.
What you can expect at Full Circle
Customization for the international buyer
Thanks to our direct lines of communication with Spanish banks and international lenders, we can provide an accurate estimate of your borrowing capacity (loan-to-value) in advance.
Feasibility assessment
Early assessment of your borrowing capacity before you make an offer.
File preparation
We collect and translate the documentation required by Spanish banks, in accordance with their acceptance criteria.
Negotiation terms
Through our scale and partnerships with major Spanish banks, we negotiate more competitive interest rates and conditions than are typically available for individual applications.
Guidance to the notary
We guide you from choosing your mortgage type to the final signing.
How we work
How we work
From intake to signing at the notary.
Financial situation intake
We map out income, assets, and financing needs.
Preliminary feasibility check
Based on that, we will provide an indication of your borrowing capacity.
Case file building
We prepare the complete financing file, in accordance with the lender's requirements.
Completion at the notary
After approval, we will guide you through the signing of the mortgage deed.
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